Independent carrier reviews
19 Life Insurance Carrier Reviews
We work with all 19 carriers below. These starting groups organize the coverage needs discussed in the reviews, not a ranking or a promise that a carrier is best for everyone. Many offer more than one type of protection.
How we evaluate carriers →Final expense
Mutual of Omaha
A+ (Superior) · as of 2026-11-14
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Aetna
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Foresters Financial
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Royal Neighbors of America
A (Excellent) · as of 2025-12-11
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United Home Life
See official products and rating-check guidance
Read the reviewSenior Life
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American Home Life
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Liberty Bankers Life (LBIG)
A- (Excellent) · as of 2026-11-14
Read the reviewLifeShield National
See official products and rating-check guidance
Read the reviewTrinity Life
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Read the reviewTerm
Transamerica
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Corebridge Financial
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Read the reviewBanner Life
A (Excellent) · as of 2026-03-13
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Fidelity Life (InstaBrain)
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Read the reviewSBLI
See official products and rating-check guidance
Read the reviewIUL / permanent
Mortgage protection
Carrier product reviews
- Mutual of Omaha Living Promise →
- Mutual of Omaha Guaranteed Whole Life →
- Aetna Final Expense Whole Life →
- Americo Eagle Premier Series →
- Americo Instant Decision Term Series →
- Transamerica Lifetime →
- Transamerica Financial Foundation IUL II →
- American Amicable Whole Life Insurance →
- Royal Neighbors Ensured Legacy Final Expense →
- Corebridge Final Expense Whole Life Insurance →
- Foresters PlanRight Whole Life →
- Banner Life Term Life Insurance →
- F&G Everlast IUL →
Carrier comparisons
- Mutual of Omaha vs. Aetna →
- Americo vs. Mutual of Omaha →
- Transamerica vs. Americo →
- Foresters Financial vs. Mutual of Omaha →
- American Amicable vs. Royal Neighbors of America →
- Corebridge Financial vs. Mutual of Omaha →
- Banner Life vs. Corebridge Financial →
- Transamerica vs. F&G (Fidelity & Guaranty) →
- United Home Life vs. American Amicable →
- Senior Life vs. Americo →
- SBLI vs. Banner Life →
- Liberty Bankers Life (LBIG) vs. Aetna →
Help filing a claim
- How to File a Claim with Mutual of Omaha →
- How to File a Claim with Aetna →
- How to File a Claim with Transamerica →
- How to File a Claim with Foresters Financial →
- How to File a Claim with American Amicable →
- How to File a Claim with Royal Neighbors of America →
- How to File a Claim with Corebridge Financial →
- How to File a Claim with Americo →
- How to File a Claim with Banner Life →
- How to File a Claim with United Home Life →
- How to File a Claim with Senior Life →
- How to File a Claim with American Home Life →
- How to File a Claim with Fidelity Life (InstaBrain) →
- How to File a Claim with Kansas City Life →
- How to File a Claim with Liberty Bankers Life (LBIG) →
- How to File a Claim with SBLI →
- How to File a Claim with LifeShield National →
- How to File a Claim with Trinity Life →
- How to File a Claim with F&G (Fidelity & Guaranty) →
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Get your free quoteNames and marks belong to their owners. Family Bridge Financial is an independent agent; these reviews are not affiliated with or endorsed by the carriers. Product availability varies by state.